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Easy Budget How-To

Planning where to spend our money keeps us from making decisions with our money that we will regret later.   What is budgeting? Dave Ramsey says a budget is telling your money where to go instead of...

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How to Not Spend Money at Target

“An alcoholic walks into a bar…” No, that’s not the start of an inappropriate joke.  It’s the way I felt when I walked into Target yesterday. I had to get new pants for two of our boys.  (They keep...

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More on Spending Money: Why We Do…and How Not To

  For our family, a major part of the process of getting out of debt has been changing the way we think about spending money.  Obviously, the mindset that we started with wasn’t working, so something...

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Talk Me Out of Cancelling Spotify!!

It's a sad day when you see this Reminder on your phone... Dave Ramsey categorizes people into two different spending categories: The Nerd and the Free Spirit. The Nerd is the frugal one, who enjoys...

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Automating your Finances

Are your finances automated?  This concept seems to be everywhere right now. The basic idea is that you set up auto-drafts for your savings and your bills so you don’t have to think about them each...

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Another Anti-Budget Blogger?

  I love reading these kinds of articles.  They always start off so bold and in-your-face. The headline of this one is: I Don’t Budget Because It’s Not Sexy But by 1/3 of the way through, you’re...

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Live First, Blog Later

So I didn’t know it, but I’ve been following this advice for the last few weeks: Live your life first. Write your blog later. I wasn’t intentionally following this advice, mind you. No, it was just out...

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3 Reasons Being Lazy Sucks

In the interest of transparency and honesty (which is one of the main tenets of this blog), I struggled with writing this post.  I wanted to give you a lot of reasons that being lazy is helpful to your...

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On Track…for What?

  My declaration!   Spring and Summer were full of a LOT of adjustments for our family: We made the decision to send our (previously homeschooled) children to public school for the first time I started...

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Who Says Basketball Doesn’t Have Raquets?

Recently on Facebook, I spent an afternoon complaining about the cost of organized sports for my kids.  I got a LOT of responses to that post, and I realized that we’re not the only family dealing...

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